> ## Documentation Index
> Fetch the complete documentation index at: https://docs.dexxify.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Send a payout

> Withdraw stablecoins to an external address, or Naira to a bank account.

## Stablecoin payout

### 1. Save the destination address (once per address)

```bash theme={null}
curl -X POST https://api.dexxify.com/api/v1/deposit-accounts/withdrawal-addresses \
  -H "Authorization: Bearer dex_live_xxxxxxxxxxxx" \
  -H "Content-Type: application/json" \
  -d '{
    "address": "UQCvj9LMypzHShhTvO1qSLE0XiWxopEMweLh8MFnY3mxzLvi",
    "network": "bsc",
    "token": "USDT",
    "label": "Treasury wallet",
    "isDefault": true
  }'
```

### 2. Initiate the withdrawal

```bash theme={null}
curl -X POST https://api.dexxify.com/api/v1/deposit-accounts/withdrawals/stable-coins \
  -H "Authorization: Bearer dex_live_xxxxxxxxxxxx" \
  -H "Content-Type: application/json" \
  -d '{
    "address": "UQCvj9LMypzHShhTvO1qSLE0XiWxopEMweLh8MFnY3mxzLvi",
    "amount": 100,
    "network": "bsc",
    "token": "USDT",
    "externalId": "payout_ref_001"
  }'
```

This debits your available balance immediately (pending confirmation) and returns the fee charged. A request for more than your balance holds returns `400`.

## Naira payout

```bash theme={null}
curl -X POST https://api.dexxify.com/api/v1/deposit-accounts/withdrawals/local-currencies \
  -H "Authorization: Bearer dex_live_xxxxxxxxxxxx" \
  -H "Content-Type: application/json" \
  -d '{
    "bank_id": "6a0ce75269321c4cb5eafe7d",
    "amount": 50000,
    "narration": "Vendor payment"
  }'
```

`bank_id` refers to a recipient already registered on your business via `POST /misc/banks` — not a raw account number.

## Tracking the result

Both payout types go through the same lifecycle: `payout.created` fires immediately, followed by `payout.success` or `payout.failed` once the provider confirms. Subscribe via [webhooks](/concepts/webhooks), or poll:

```bash theme={null}
GET /deposit-accounts/withdrawals
```