Verify virtual NIN (vNIN)
curl --request POST \
--url https://api.example.com/api/v1/kyc/vnin \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"vnin": "AB1234567890CDEF",
"validation": {
"first_name": "John",
"last_name": "Doe",
"date_of_birth": "1990-01-15",
"selfie": "data:image/jpeg;base64,..."
}
}
'import requests
url = "https://api.example.com/api/v1/kyc/vnin"
payload = {
"vnin": "AB1234567890CDEF",
"validation": {
"first_name": "John",
"last_name": "Doe",
"date_of_birth": "1990-01-15",
"selfie": "data:image/jpeg;base64,..."
}
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({
vnin: 'AB1234567890CDEF',
validation: {
first_name: 'John',
last_name: 'Doe',
date_of_birth: '1990-01-15',
selfie: 'data:image/jpeg;base64,...'
}
})
};
fetch('https://api.example.com/api/v1/kyc/vnin', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.example.com/api/v1/kyc/vnin",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'vnin' => 'AB1234567890CDEF',
'validation' => [
'first_name' => 'John',
'last_name' => 'Doe',
'date_of_birth' => '1990-01-15',
'selfie' => 'data:image/jpeg;base64,...'
]
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.example.com/api/v1/kyc/vnin"
payload := strings.NewReader("{\n \"vnin\": \"AB1234567890CDEF\",\n \"validation\": {\n \"first_name\": \"John\",\n \"last_name\": \"Doe\",\n \"date_of_birth\": \"1990-01-15\",\n \"selfie\": \"data:image/jpeg;base64,...\"\n }\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.example.com/api/v1/kyc/vnin")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"vnin\": \"AB1234567890CDEF\",\n \"validation\": {\n \"first_name\": \"John\",\n \"last_name\": \"Doe\",\n \"date_of_birth\": \"1990-01-15\",\n \"selfie\": \"data:image/jpeg;base64,...\"\n }\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.example.com/api/v1/kyc/vnin")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"vnin\": \"AB1234567890CDEF\",\n \"validation\": {\n \"first_name\": \"John\",\n \"last_name\": \"Doe\",\n \"date_of_birth\": \"1990-01-15\",\n \"selfie\": \"data:image/jpeg;base64,...\"\n }\n}"
response = http.request(request)
puts response.read_body{
"success": false,
"status": 400,
"message": "Validation failed.",
"timestamp": "2026-09-17T12:00:00.000Z",
"errors": [
"amount must not be less than 0"
]
}{
"success": false,
"status": 400,
"message": "Validation failed.",
"timestamp": "2026-09-17T12:00:00.000Z",
"errors": [
"amount must not be less than 0"
]
}{
"success": false,
"status": 400,
"message": "Validation failed.",
"timestamp": "2026-09-17T12:00:00.000Z",
"errors": [
"amount must not be less than 0"
]
}{
"success": false,
"status": 400,
"message": "Validation failed.",
"timestamp": "2026-09-17T12:00:00.000Z",
"errors": [
"amount must not be less than 0"
]
}KYC Verification
Verify virtual NIN (vNIN)
Submit a vNIN for identity verification. One per user across all businesses.
POST
/
api
/
v1
/
kyc
/
vnin
Verify virtual NIN (vNIN)
curl --request POST \
--url https://api.example.com/api/v1/kyc/vnin \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"vnin": "AB1234567890CDEF",
"validation": {
"first_name": "John",
"last_name": "Doe",
"date_of_birth": "1990-01-15",
"selfie": "data:image/jpeg;base64,..."
}
}
'import requests
url = "https://api.example.com/api/v1/kyc/vnin"
payload = {
"vnin": "AB1234567890CDEF",
"validation": {
"first_name": "John",
"last_name": "Doe",
"date_of_birth": "1990-01-15",
"selfie": "data:image/jpeg;base64,..."
}
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({
vnin: 'AB1234567890CDEF',
validation: {
first_name: 'John',
last_name: 'Doe',
date_of_birth: '1990-01-15',
selfie: 'data:image/jpeg;base64,...'
}
})
};
fetch('https://api.example.com/api/v1/kyc/vnin', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.example.com/api/v1/kyc/vnin",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'vnin' => 'AB1234567890CDEF',
'validation' => [
'first_name' => 'John',
'last_name' => 'Doe',
'date_of_birth' => '1990-01-15',
'selfie' => 'data:image/jpeg;base64,...'
]
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.example.com/api/v1/kyc/vnin"
payload := strings.NewReader("{\n \"vnin\": \"AB1234567890CDEF\",\n \"validation\": {\n \"first_name\": \"John\",\n \"last_name\": \"Doe\",\n \"date_of_birth\": \"1990-01-15\",\n \"selfie\": \"data:image/jpeg;base64,...\"\n }\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.example.com/api/v1/kyc/vnin")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"vnin\": \"AB1234567890CDEF\",\n \"validation\": {\n \"first_name\": \"John\",\n \"last_name\": \"Doe\",\n \"date_of_birth\": \"1990-01-15\",\n \"selfie\": \"data:image/jpeg;base64,...\"\n }\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.example.com/api/v1/kyc/vnin")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"vnin\": \"AB1234567890CDEF\",\n \"validation\": {\n \"first_name\": \"John\",\n \"last_name\": \"Doe\",\n \"date_of_birth\": \"1990-01-15\",\n \"selfie\": \"data:image/jpeg;base64,...\"\n }\n}"
response = http.request(request)
puts response.read_body{
"success": false,
"status": 400,
"message": "Validation failed.",
"timestamp": "2026-09-17T12:00:00.000Z",
"errors": [
"amount must not be less than 0"
]
}{
"success": false,
"status": 400,
"message": "Validation failed.",
"timestamp": "2026-09-17T12:00:00.000Z",
"errors": [
"amount must not be less than 0"
]
}{
"success": false,
"status": 400,
"message": "Validation failed.",
"timestamp": "2026-09-17T12:00:00.000Z",
"errors": [
"amount must not be less than 0"
]
}{
"success": false,
"status": 400,
"message": "Validation failed.",
"timestamp": "2026-09-17T12:00:00.000Z",
"errors": [
"amount must not be less than 0"
]
}Authorizations
API key for /api/v1/* endpoints
Body
application/json
Response
vNIN verification submitted successfully.